Western University of Health Sciences Student Health Insurance
Insurance Coverage Information
WesternU Aetna Student Health PPO Plan
The student health insurance plan for the 2023-2024 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).
| Deductible | $250.00 In and Out-of-Network |
|---|---|
| Co-Insurance | 80% In-Network |
| Out of Pocket Max (Individual) | $6,350.00 |
| Office Visit | $20 Copayment, 100% not subject to deductible, In-Network |
| Emergency Room Visit | $200 Copayment, 80% Co-Insurance In-Network and Out-of-Network |
| Prescription Drugs | $15/$25/$45 |
WesternU Student Health Insurance Plan Premiums 2023-2024
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the 2023-2024 policy year, the first payment will be assessed during fall registration, and the second payment will be assessed during spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire- academic year and will not be eligible to waive out of the plan during the spring term.
| Cohort | Coverage Start | Coverage End | Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|
| All Other Student Groups | 08/01/2023 | 07/31/2024 | $3,992.00 | $1,996.00 | $1,996.00 |
| MSMS 2024 | 06/01/2023 | 07/31/2024 | $4,629.45 | $2,314.73 | $2,314.72 |
| ISAC 2027 – DO, DONW, DPM | 06/01/2023 | 07/31/2024 | $4,629.45 | $2,314.73 | $2,314.72 |
| DPM-AS 2025 | 06/01/203 | 07/31/2024 | $4,629.45 | $2,314.73 | $2,314.72 |
| DP-TOR 2026 | 07/01/2023 | 07/31/2024 | $4,315.95 | $2,157.98 | $2,157.97 |
| PIP 2026 | 07/01/2023 | 07/31/2024 | $4,315.95 | $2,157.98 | $2,157.97 |
| OTD 2026 | 10/30/2023 | 07/31/2024 | $3,011.00 | $1,506.00 | $1,505.00 |
| MSBS/MSHS/MSPS Spring Starts | 01/01/2024 | 07/31/2024 | $2,323.83 | - | $2,323.83 |
| DMD-IDP 2026 | 03/01/2024 | 07/31/ | $1,669.23 | - | $1,669.23 |