Western University of Health Sciences Student Health Insurance
Insurance Coverage Information
WesternU Aetna Student Health PPO Plan
The student health insurance plan for the 2024-2025 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).
| Deductible | $250.00 In and Out-of-Network |
|---|---|
| Co-Insurance | 80% In-Network |
| Out of Pocket Max (Individual) | $6,350.00 |
| Office Visit | $20 Copayment, 100% not subject to deductible, In-Network |
| Emergency Room Visit | $200 Copayment, then the plan pays 100% (of the balance of the negotiated charge) per visit |
| Prescription Drugs | $15/$25/$45 |
WesternU Student Health Insurance Plan Premiums 2024-2025
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the 2024-2025 policy year, the first payment will be assessed during fall registration, and the second payment will be assessed during spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire- academic year and will not be eligible to waive out of the plan during the spring term.
| Cohort | Coverage Start | Coverage End | Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|
| All Other Student Groups | 08/01/2024 | 07/31/2025 | $4,454.00 | $2,227.00 | $2,227.00 |
| MSMS 2025 | 06/01/2024 | 07/31/2025 | $5,120.00 | $2,560.00 | $2,560.00 |
| ISAC 2028 – DO, DONW, DPM | 06/01/2024 | 07/31/2025 | $5,120.00 | $2,560.00 | $2,560.00 |
| DPM-AS 2026 | 06/01/2024 | 07/31/2025 | $5,120.00 | $2,560.00 | $2,560.00 |
| DP-TOR 2027 | 06/01/2024 | 07/31/2025 | $4,792.00 | $2,396.00 | $2,396.00 |
| PIP 2027 | 07/01/2024 | 07/31/2025 | $4,792.00 | $2,396.00 | $2,396.00 |
| Spring Starts - New Students | 01/01/2025 | 07/31/2025 | $2,587.00 | $0.00 | $2,587.00 |
| DMD-IDP 2027 | 02/01/2025 | 07/31/2025 | $2,227.00 | $0.00 | $2,227.00 |