WesternU Student Insurance Plan Details

Explore the insurance plans available to you through WesternU.

Western University of Health Sciences Student Health Insurance

Insurance Coverage Information

WesternU Aetna Student Health PPO Plan

The student health insurance plan is offered through Aetna Student Health (ASH) and administered by HSAC/OneDigital.

The WesternU Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.

Deductible	$500.00 In-Network
Co-Insurance	80% In-Network
Out of Pocket Max (Individual)	$6,350.00
Office Visit	$20 Copayment, 100% not subject to deductible, In-Network
Emergency Room Visit	$200 Copayment, then the plan pays 100% (of the balance of the negotiated charge) per visit
Prescription Drugs	$15/$25/$45

WesternU Student Health Insurance Plan Premiums 2026-2027

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the policy year, the first payment will be assessed during fall registration, and the second payment will be assessed during spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire- academic year and will not be eligible to waive out of the plan during the spring term.

Cohort	Coverage Start	Coverage End	Premium	Summer Premium	Fall Premium	Spring Premium
MSMS 2027	06/01/2026	07/31/2027	$6,187.00	$813.00	$2,709.00	$2,665.00
ISAC 2030 – DO, DONW, DPM	06/01/2026	07/31/2027	$6,187.00	$813.00	$2,709.00	$2,665.00
DPM-AS 2028	06/01/2026	07/31/2027	$6,187.00	$813.00	$2,709.00	$2,665.00
PIP 2028	07/01/2026	07/31/2027	$5,787.00	$413.00	$2,709.00	$2,665.00
All Other Student Groups	08/01/2026	07/31/2027	$5,374.00		$2,709.00	$2,665.00
Spring Starts - New Students	01/01/2027	07/31/2027	$3,121.00		$456.00	$2,665.00
DMD-IDP 2029	02/01/2027	07/31/2027	$2,665.00		$0.00	$2,665.00

Student Vision Insurance Plan

The student vision insurance plan is offered through Aetna Student Health (ASH) and administered by HSAC/OneDigital.

	In-Network	Out of Network
In-Network Exam	$10 Copay	$40 Reimbursement
In-Network Lenses	$10 Copay	$25 Reimbursement
In-Network Contact Lenses	Member pays discounted fee of $40	Not covered
In-Network Frames	$150 Allowance, Additional 20% of balance over allowance	$120 Reimbursement

Aetna Student Health Dental Plan

The student dental insurance plan is offered through Aetna Student Health (ASH) and administered by HSAC/OneDigital.

Deductible	$50.00
Plan Year Maximum	$1,000.00
Co-Insurance	-
Preventative/Diagnostic	100%
Basic	80%
Major	50%

Enroll Now

Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Western University of Health Sciences", then click view your school.
On the WesternU page, select "Get your ID card"
Complete the form with your WesternU Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button
You must obtain your ID card first. Your member number beginning with "W" will be required to register.

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Western University of Health Sciences" in the purple "Get Started" block, then click view your school.
On the WesternU page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

See More FAQs

All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time WesternU students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

Part-time students are exempt, but may enroll if they choose

Part-time WesternU students, those enrolled in programs where the entire curriculum is delivered online, and students only enrolled in thesis/dissertation continuous registration courses are exempt from WesternU's comprehensive health insurance requirement.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, WesternU will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the WesternU student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSAC/OneDigital, the WesternU Insurance Plan Administrator.

Enrolling in the WesternU Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the WesternU Student health plan

If you have active health insurance coverage and would like to waive the WesternU student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the WesternU requirements to waive.

Enroll or waive health insurance coverage now

Waive Coverage Enroll Now