WesternU Student Health Insurance Requirements

Maintaining comprehensive health insurance coverage is mandatory for all full-time WesternU students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays. All full-time WesternU students must enroll in the Student Health Insurance Plan unless an acceptable Waiver is provided by the designated deadline.

Part-time WesternU students, those enrolled in programs where the entire curriculum is delivered online, and students only enrolled in thesis/dissertation continuous registration courses are exempt from the University’s comprehensive health insurance requirement. However, all WesternU students may enroll in the student health insurance plan, regardless of their exemption status.

Please note, students in programs currently being delivered through distance education as a direct result of COVID-19 do not qualify for the student health insurance exemption.

However, all WesternU students may enroll in the student health insurance plan, regardless of their exemption status.

There are many insurance options available in the marketplace today. We encourage you to research your health insurance options thoroughly before making a final decision. HealthCare.gov provides a glossary of health insurance for those unfamiliar with insurance terminology terms that may help you review and compare your insurance options.

Automatic Fee Assessment

All full-time WesternU students will automatically be assessed the fall 2022 premium for the student health insurance plan during fall 2022 registration. The fall 2022 premium charge will only be reversed upon receipt of an acceptable waiver by the posted waiver deadline.

If an acceptable waiver is not received by the posted waiver deadline, WesternU will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the fall 2022 premium, and your student account will automatically be assessed the applicable spring 2023 premium during registration for the Spring 2023 term.

2022/2023 Academic Year

If you are a continuing student currently enrolled in the WesternU Student Insurance plan, you do not need to submit an enrollment request for 2022/2023. Your enrollment will automatically continue to the 2022/2023 student plan unless you submit a waiver by your program's deadline. 

If you are currently waived from the WesternU student plan, you do not need to resubmit your waiver.  If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the WesternU Insurance Plan Administrator.

Enrolling in the WesternU Student health plan

If you wish to enroll in the student health insurance plan for the 2022/2023 academic year, you must submit your enrollment via the "Enroll" tab at the top of this page.

Waiving out of the WesternU Student health plan

If you have active health insurance coverage and would like to waive the WesternU student health plan. Please submit a waiver request through the "Waiver" Tab at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the WesternU requirements to waive.

Questions and Contact Information

The Servicing Administrator for the WesternU - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requestseligibilityenrollmentbenefits, or claims, please contact the WesternU Account Manager Trish Cuccio at HSAC (888) 978-8355, and identify yourself as a WesternU student, or you may send an email to westernu@hsac.com or trish@hsac.com