UPike Plan details

UPike KYCOM and KYCO Student Insurance Plan Details

Explore the insurance plans available to you through UPike.

UPike KYCOM & KYCO Student Health Insurance

Insurance Coverage Information

UPike KYCOM and KYCO Aetna Student Health PPO Plan

The student health insurance plan for the 2024-2025 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

Deductible $750.00 In-Network
Co-Insurance 80% In-Network
Out of Pocket Max (Individual) $7150.00 In-Network
Office Visit $30 Copayment, 100% coinsurance, not subject to deductible In-Network
Emergency Room Visit $150 Copayment, 100% Co-Insurance In-Network and Out-of-Network
Prescription Drugs $20/$40/$60
Student Health Insurance Plan Premiums 2024-2025

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the UPike policy year, the first payment will be assessed during fall 2024-2025 registration, and the second payment will be assessed during spring 2024-2025 registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive for the Spring Term. You will receive notification when the Spring Open Enrollment/Waiver period opens.

Cohort Coverage Start Coverage End Premium Fall Premium Spring Premium
Continuing 07/01/2024 06/30/2025 $4,382.00 $2,191.00 $2,191.00
KYCOM Incoming Students 07/15/2024 06/30/2025 $4,214.00 $2,023.00 $2,191.00
KYCO Incoming Students 08/14/2024 06/30/2025 $3,855.00 $1,664.00 $2,191.00
Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

  • Go to www.aetnastudenthealth.com
  • Go to the Purple Get Started block, select "University of Pikeville", then click view your school.
  • On the UPike page, select "Get your ID card"
  • Complete the form with your UPike Student ID and Date of Birth
How do I set up my account at Aetna Student Health?

To set up your account:

  • Go to www.aetnastudenthealth.com
  • On the top right of the website, click on the link for "Aetna Member Website."
  • Click on the blue "Register or login" button
  • You must obtain your ID card. Your member number beginning with "W" will be required to register.


How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

  • Go to www.aetnastudenthealth.com
  • Select University of Pikeville in the purple "Get Started" block, then click view your school.
  • On the UPike page, select "Find a doctor, hospital, or pharmacy".
  • Click on "Go to Provider Search".
  • Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
  • You will then be able to search for Providers.
See More FAQs
Student Health Plan

What you need to know

1
All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time UPike students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

2
You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, UPike will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall 2024-2025 premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

3
If you are currently waived from the UPike student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the UPike Insurance Plan Administrator.

4
Enrolling in the UPike Student health plan

If you wish to enroll in the student health insurance plan for the 2024-2025 academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

5
Waiving out of the UPike Student health plan

If you have active health insurance coverage and would like to waive the UPike student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the UPike requirements to waive.

6
I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by UPike and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

Enroll or waive health insurance coverage now