General Information

All students are automatically enrolled in and charged for the Student Health Insurance Plan each year. If you have another insurance plan and would like to waive the SUNY Downstate Health Sciences University (SUNY DHSU) - Sponsored Student Health Insurance Plan, a waiver must be submitted. Please see Waiver Process.

Description of Student Health Insurance Program

The SUNY DHSU Sponsored Health Insurance Plan is a Preferred Provider Plan (PPO) that has been designed specifically for SUNY DHSU students and their dependents (spouse, domestic partner, and/or children) and is underwritten by United Healthcare Student Resources (UHCSR). With an emphasis on wellness, the plan is designed to provide full coverage for medical care, including annual routine physicals, well-child care, and immunizations.

Enrollment Process

All students are automatically enrolled in and charged for the SUNY DHSU - Sponsored Student Health Insurance Plan unless a waiver is submitted and approved.

  • You can expedite the enrollment process by clicking the "Enroll" tab at the top of this page.
  • Students who lose coverage midterm, please click the "Enroll" tab at the top of this page within 30 days of the date of loss of prior coverage for enrollment in the SUNY DHSU - Sponsored Student Health Insurance Plan and include proof of loss of prior coverage to HSAC.

Waiver Process

Maintaining health insurance coverage is mandatory for all full-time SUNY DHSU students, and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the SUNY DHSU- Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner.

Waive SUNY DHSU Plan: You may submit your waiver request by clicking the "Waiver" tab at the top of this page.  If you are having difficulty with the online waiver process, please contact HSAC at 888-978-8355 or for assistance.

Disability Insurance - Med Plus Advantage Sponsored by the American Medical Association (policy plan year September 1st - August 31st)

All SUNY DHSU students are enrolled in the group-sponsored Disability plan. The policy is underwritten by Standard Insurance Company and provides a variety of benefits, some of which are:

  • Disability Monthly Benefit of $1,500
  • Loan Repayment up to $225,000

For additional information regarding the Med Plus Advantage plan, please click on the following attachment.

The Med Plus Advantage Disability Plan Brochure

Questions and Contact Information

The Servicing Administrator for the SUNY DHSU - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requests, eligibility, enrollment, benefits, or claims, please contact: HSAC at (888) 978-8355, and identify yourself as a SUNY DHSU student.
  • For specific questions related to waiver denials, please contact Paula Hyman with HSAC at (888) 978-8355 or