SMU Student Health Insurance
Insurance Coverage Information
BCBSCA Student Health PPO Plan
The student health insurance plan for the 2024-2025 academic year is offered through BCBSCA and administered by Health Sciences Assurance Consulting (HSAC).
| Deductible | $750.00 |
|---|---|
| Co-Insurance | 80% |
| Out of Pocket Max (Individual) | $5,000.00 |
| Office Visit | $30 Copayment, 100% not subject to deductible |
| Emergency Room Visit | $150 Copayment, 80% Co-Insurance In-Network and Out-of-Network |
| Prescription Drugs | $20/$40/$60 |
Student Health Insurance Plan Premiums 2024-2025
The student health insurance plan is sold as an academic year plan. For the SMU policy year, the first payment will be assessed during fall 2024-2025 registration, a payment will be assessed during Spring and Summer if applicable to your program. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled and may waive during the Spring Open Enrollment/Waiver Period. Students that are enrolled in the health insurance and graduate, the insurance will be terminated at the end of the semester in which you graduate.
| Cohort | Coverage Start | Coverage End | Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|
| Medical Ins. Student Only | 08/01/2024 | 07/31/2025 | $9,150.00 | $4,575.00 | $4,575.00 |
| Medical Ins. Student + One Dependent | 08/01/2024 | 07/31/2025 | $18,300.00 | $9,150.00 | $9,150.00 |
| Medical Ins. Family | 08/01/2024 | 07/31/2025 | $27,450.00 | $13,725.00 | $13,725.00 |