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Insurance Plan Details

Explore the insurance plans available to your through SMU.

SMU Student Health Insurance

Insurance Coverage Information

BCBSCA Student Health PPO Plan

The student health insurance plan for the 2023-2024 academic year is offered through BCBSCA and administered by Health Sciences Assurance Consulting (HSAC).

Deductible $750.00
Co-Insurance 80%
Out of Pocket Max (Individual) $5,000.00
Office Visit $30 Copayment, 100% not subject to deductible
Emergency Room Visit $150 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs $20/$40/$60
Student Health Insurance Plan Premiums 2023-2024

The student health insurance plan is sold as an academic year plan. For the SMU policy year, the first payment will be assessed during fall 2023-2024 registration, a payment will be assessed during Spring and Summer if applicable to your program. Students who enroll in the student health insurance plan at the start of the academic year will remain, may waive during the Spring Open Enrollment/Waiver Period.

Cohort Coverage Start Coverage End Premium Fall Premium Spring Premium
Medical Ins. Student Only 08/01/2023 07/31/2024 $6,614.00 $3,307.00 $3,307.00
Medical Ins. Student + One Dependent 08/01/2023 07/31/2024 $13,228.00 $6,614.00 $6,614.00
Medical Ins. Family 08/01/2023 07/31/2024 $19,842.00 $9,162.00 $9,162.00
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Related Documents

23/24 Summary of Benefits
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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

How do I set up my account at BCBSCA Student Health?

To set up your account:

  • Go to http://www.anthem.com/ca/
  • On the top right of the website, click on the link for "Anthem Member Website."
  • Click on the blue "Register or login" button
Does my plan include Dental and/or Vision Benefits?

Dental and Vision Insurance is voluntary on an annual basis

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Student Health Plan

What you need to know

1
All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time SMU students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

2
If you do not waive within 30 days of your program start date, you will be automatically enrolled

If an acceptable waiver is not received by the posted waiver deadline, SMU will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund.

3
If you are currently waived from the SMU student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the SMU Insurance Plan Administrator.

4
Enrolling in the SMU Student health plan

If you wish to enroll in the student health insurance plan for the 2023-2024 academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

5
Waiving out of the SMU Student health plan

If you have active health insurance coverage and would like to waive the SMU student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the SMU requirements to waive.

Enroll or waive health insurance coverage now

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