MSM Aetna Student Health PPO Plan
The MSM student health insurance plan is offered through Aetna Student Health and administered by Health Sciences Assurance Consulting, Inc (HSAC).
** The 2026-2027 MSM Student Insurance Plan is Pending State Approval. Premium and Plan benefits are subject to approval.**
| Deductible |
$300 In-Network
|
| Co-Insurance |
80% In-Network
|
| Out of Pocket Max (Individual) |
$4,500.00 In-Network
|
| Office Visit |
No charge for Primary Care, $50 copay for Specialist, 100% not subject to deductible In-Network
|
| Emergency Room Visit |
$150 Copayment, 80% Co-Insurance In-Network and Out-of-Network
|
| Prescription Drugs |
$15/$35/$60/80% coinsurance up to $300 per prescription
|
Student Health Insurance Plan Premiums 2025-2026
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the MSM policy year, the first payment will be assessed during Fall registration, and the second payment will be assessed during Spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire academic year and will not be eligible to waive the plan during the spring term.
| Cohort |
Coverage Start |
Coverage End |
Premium |
Summer Premium |
Fall Premium |
Spring Premium |
| Continuing Students |
07/01/2025 |
06/30/2026 |
$7,876.00 |
|
$3,938.00 |
$3,938.00 |
| Incoming PA |
05/27/2026 |
06/30/2026 |
$756.00 |
$756.00 |
|
|
| Incoming MSMS 1-year track |
06/01/2026 |
06/30/2026 |
$648.00 |
$648.00 |
|
|
The following online programs are not eligible for enrollment in the MSM student policy: eMPH, MSBT, MSHI, MAJIC, and DHA
Aetna Student Health Vision Plan
The MSM student vision insurance plan is offered through Aetna and administered by Health Sciences Assurance Consulting (HSAC).
|
In-Network |
Out of Network |
| In-Network Exam |
$10 copay
|
Up to $40 reimbursement
|
| In-Network Lenses |
Single/Bifocal/Trifocal: $10 copay
|
Single: Up to $25 reimbursement; Bifocal: Up to $40 reimbursement; Trifocal: Up to $55 reimbursement
|
| In-Network Contact Lenses |
Elective conventional: $150 allowance, then 15% off any remaining balance; Elective disposable: $130 allowance (no additional discount); Non-Elective: Covered in full
|
Elective conventional: Up to $120 reimbursement; Elective disposable: Up to $105 reimbursement; Non-Elective: Up to $210 reimbursement
|
| In-Network Frames |
$150 allowance, then 20% off any remaining balance
|
Up to $120 reimbursement
|
Student Vision Insurance Plan Premiums 2025-2026
The vision premium is included in the overall cost of the student medical plan.
| Cohort |
Coverage Start |
Coverage End |
Premium |
| Continuing Students |
07/01/2025 |
06/30/2026 |
included w/ medical premium |
| Incoming Students |
when medical coverage begins |
when medical coverage terminates |
included w/ medical premium |
Aetna Student Health Dental Plan
The MSM student dental insurance plan is offered through Aetna and administered by Health Sciences Assurance Consulting (HSAC).
| Deductible |
$50.00 per insured/ up to $150 family
|
| Plan Year Maximum |
$750.00
|
| Co-Insurance |
-
|
| Preventative/Diagnostic |
plan pays 100% of negotiated charge
|
| Basic |
plan pays 80% of negotiated charge
|
| Major |
plan pays 60% of negotiated charge
|
Student Dental Insurance Plan Premiums 2025-2026
The dental premium is included in the overall cost of the student medical plan.
| Cohort |
Coverage Start |
Coverage End |
Premium |
| Continuing Students |
07/01/2025 |
06/30/2026 |
included w/ medical premium |
| Incoming Students |
when medical coverage begins |
when medical coverage ends |
included w/ medical premium |
