ATSU Student Health Insurance
Insurance Coverage Information
Aetna Student Health PPO Plan
The student health insurance plan is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting, Inc (HSAC).
The ATSU Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.
| Deductible | $750.00 In-Network |
|---|---|
| Co-Insurance | 80% In-Network |
| Out of Pocket Max (Individual) | $7,150.00 In-Network |
| Office Visit | $30 Copayment, 100% not subject to deductible In-Network |
| Emergency Room Visit | $150 Copayment (Waived if Admitted), 80% Co-Insurance In-Network and Out-of-Network |
| Prescription Drugs | $20/$40/$60 |
Student Health Insurance Plan Premiums 2025-2026
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the ATSU policy year, the first payment will be assessed during fall registration, and the second payment will be assessed during spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire academic year and will not be eligible to waive out of the plan during the spring term.
| Cohort | Coverage Start | Coverage End | Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|
| Continuing Students | 07/01/2025 | 06/30/2026 | $4,700.00 | $2,350.00 | $2,350.00 |
| Incoming Students | 07/14/2025 | 06/30/2026 | $4,534.00 | $2,184.00 | $2,350.00 |
| CCPA Students | 10/06/2025 | 06/30/2026 | $3,452.00 | $1,102.00 | $2,350.00 |
| Ortho 2027 | 07/07/2025 | 06/30/2026 | $4,624.00 | $2,274.00 | $2,350.00 |
| ASID-NDS | 01/05/2026 | 06/30/2026 | $2,280.00 | $2,280.00 |