Insurance Plan Details

Explore the insurance plans available to your through ACHE.

ACHE Student Health Insurance

Insurance Coverage Information

Aetna Student Health PPO Plan

The student health insurance plan is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting, Inc (HSAC).

Deductible	$500.00
Co-Insurance	80%
Out of Pocket Max (Individual)	$3,500.00
Office Visit	$30 Copayment, 100% not subject to deductible
Emergency Room Visit	$150 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$20/$40/$60

Student Health Insurance Plan Premiums

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the ACHE policy year, the first payment will be assessed during fall registration, and the second payment will be assessed during spring registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire academic year and will not be eligible to waive out of the plan during the spring term.

Cohort	Coverage Start	Coverage End	Premium	Summer Premium	Fall Premium	Spring Premium
OT II, OT III, PT III	05/01/2026	06/30/2027	$5,214.00	$1,125.00	$1,873.00	$2,216.00
OT I, PT I	05/11/2026	06/30/2027	$5,093.00	$1,004.00	$1,873.00	$2,216.00
PT II	05/18/2026	06/30/2027	$5,007.00	$918.00	$1,873.00	$2,216.00
DO II, DO III, DO IV	07/01/2026	06/30/2027	$4,470.00		$2,254.00	$2,216.00
Incoming DO	07/13/2026	06/30/2027	$4,322.00		$2,106.00	$2,216.00
MSB	07/16/2026	06/30/2027	$4,285.00		$2,069.00	$2,216.00

2026-2027 ACHE Student plan premium is subject to state approval

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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after you receive your enrollment confirmation email from HSAC.

Go to Get your ID card | Aetna Student Health
Enter "Arkansas College of Health Education" in the "Find your school" field.
On the next page, enter the requested information and Aetna will email you a digital copy of the ID card to your requested email address. Please note that you will enter your university email address to access the ID card, but you can still email the digital copy to a different email address, if needed.

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Member Log-In."
Click on the "Create an Account" button at the top of the page and enter the requested information on the next page to complete your registration. You will be redirected to your member website.

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to Provider Search - Home | Aetna
Enter your zip code in the location field to search as a guest, or log in to search as a member (Click on "Login to Secure Site" if you have already set up your account or select "Register Now" to create your account)
For Medical: Choose "Open Choice PPO" under Student Medical Plans
For Dental: Choose "Aetna PPO Dental" under Dental Plans
For Vision: Choose "Aetna Vision℠ Preferred" under Vision Plans
You will then be able to search for Providers by name, facility, specialty, procedure, etc.

To find a participating pharmacy:

Go to Find a pharmacy | Aetna Student Health and select the "Find a Pharmacy" option from this page
For the most accurate results, you may log in to search for pharmacies. You may still search as a guest for a Pharmacy by type (specialty, mail order, etc), name, and location.
For a retail pharmacy: please select "Aetna National Pharmacy Network"
For a specialty pharmacy: please select "Aetna Specialty Pharmacy Network"
For mail orders: you will be redirected to log in to your Aetna account for ordering prescriptions

See More FAQs

All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time ACHE students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

Part-time students are exempt, but may enroll if they choose

Part-time ACHE students, those enrolled in programs where the entire curriculum is delivered online, and students only enrolled in thesis/dissertation continuous registration courses are exempt from ACHE's comprehensive health insurance requirement.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, ACHE will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the premium. Your student account will automatically be assessed the applicable premium during registration.

If you are currently waived from the ACHE student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the ACHE Insurance Plan Administrator.

Enrolling in the ACHE Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the ACHE Student health plan

If you have active health insurance coverage and would like to waive the ACHE student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the ACHE requirements to waive.

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