General Information

The Waiver/Enrollment period for the 2019-2020 policy year is now open.  Waivers will not be accepted after the June 15, 2019 deadline. 

All students are automatically enrolled in and charged for the Student Health Insurance Plan each year. If you have another insurance plan and would like to waive the West Virginia School of Osteopathic Medicine (WVSOM) - Sponsored Student Health Insurance Plan, a waiver form and a copy of the front and back of your Health Insurance ID card must be submitted. Please see Waiver Process.

Description of Student Health Insurance Program

The WVSOM Sponsored Health Insurance Plan is a Preferred Provider Plan that has been designed specifically for WVSOM students and their dependents (spouse, domestic partner, and/or children).  For the 2019-2020 Policy Year the WVSOM Student Plan will again be underwritten by Aetna Student Health. (ASH). With an emphasis on wellness, the plan is designed to provide full coverage for medical care including annual routine physicals, well child care and immunizations.

WVSOM Student Health Insurance Plan - Aetna Student Health Plans(ASH) Summary of Plan Benefits and Costs 2019-2020
(policy plan year July 1, 2019 - June 30, 2020)

All students will be charged for student only coverage in the WVSOM Sponsored Student Health Insurance Plan prior to the start of each semester. The charge to the student's account will be removed if an approved waiver is granted.

Plan Rates 2019-2020

Fall

Spring/Summer

Annual

Student Only

$1,943.00  

$1,943.00

$3,886.00

Spouse

$1,943.00

$1,943.00

$3,886.00

Child

$1,830.00

$1,830.00

$3,886.00

 

Incoming Students for the 2018-2019 Policy Year - Coverage will begin 07/26/2019 and Premium will be billed as follows:

Plan Rates 2019-2020

Fall

Spring/Summer

Annual

Student Only

$1,677.00  

$1,943.00

$3,620.00

Spouse

$1,677.00

$1,943.00

$3,620.00

Child

$1,677.00

$1,943.00

$3,620.00


WVSOM 2019-2020 ASH Summary of Benefits

To maximize your benefits you may refer to the following links to locate in network participating providers. For a general provider or facility search within the Lewisburg area you may access www.aetnastudenthealth.com  Select West Virginia School of Osteopathic Medicine to go to the WVSOM home page and select the link for Find a doctor, hospital or pharmacy.

 

WVSOM Student Health Insurance Plan - Aetna Student Health Plans(ASH) Summary of Plan Benefits and Costs 2018-2019
(policy plan year July 1, 2018 - June 30, 2019)

All students will be charged for student only coverage in the WVSOM Sponsored Student Health Insurance Plan prior to the start of each semester. The charge to the student's account will be removed if an approved waiver is granted.

Plan Rates 2018-2019

Fall

Spring/Summer

Annual

Student Only

$1,830.00  

$1,830.00

$3,660.00

Spouse

$1,830.00

$1,830.00

$3,660.00

Child

$1,830.00

$1,830.00

$3,660.00

Incoming Students for the 2018-2019 Policy Year - Coverage will begin 07/24/2018 and Premium will be billed as follows:

Plan Rates 2018-2019

Fall

Spring/Summer

Annual

Student Only

$1,615..00  

$1,830.00

$3,431.00

Spouse

$1,615.00

$1,830.00

$3,431.00

Child

$1,615.00

$1,830..00

$3,431.00


WVSOM 2018-2019 ASH Summary of Benefits

To maximize your benefits you may refer to the following links to locate in network participating providers. For a general provider or facility search within the Lewisburg area you may access www.aetnastudenthealth.com  Select West Virginia School of Osteopathic Medicine to go to the WVSOM home page and selectthe link for Find a doctor, hospital or pharmacy.

Enrollment Process

All students are required to enroll in the WVSOM - Sponsored Student Health Insurance Plan unless a waiver is submitted and approved. Enrollment and the insurance charge can be waived if proof of other health insurance is provided by submitting an online waiver.

  • To enroll in the WVSOM Sponsored Student Health Plan, please click here.
  • Students who lose coverage midterm are required to submit an online enrollment request within 30 days of the date of loss of prior coverage for enrollment in the WVSOM - Sponsored Student Health Insurance Plan and submit proof of loss of prior coverage to HSAC at (941)925-2001 or wvsom@hsac.com.

Waiver Process

Maintaining health insurance coverage is mandatory for all full-time WVSOM students and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the WVSOM - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided by the designated deadline. The acceptable coverage to waive the WVSOM - Sponsored Student Health Insurance Plan is a parent's employer group plan, a spouse's employer group plan, a student's own employer group plan, West Virginia Medicaid  (1st and 2nd year students only), VA Benefits or COBRA.  Individual Plans will be accepted for the 2019-2020 Policy year as long as they meet the waiver requirements.  Individual plans will be verified on a quarterly basis.

If you have active health insurance with benefits which meet the criteria below you may apply for waiver of enrollment in the WVSOM plan. You will need to have your current insurance ID card and information regarding your plan benefits to complete the process. A copy of the front and back of your Health Insurance ID card must be submitted with your request. Once you have submitted the required information you will receive an email verifying if your waiver meets the WVSOM requirements. Waivers will be accepted until June 15, 2019 for the fall semester. Please be aware that you will be automatically enrolled in the health insurance plan and the health insurance charge will remain on your account if a waiver request is not completed and approved. Waiver requests will not be accepted after the June 15, 2019 deadline. 

Minimum level of coverage acceptable to waive the WVSOM- Sponsored Student Health Insurance Plan:

  • Adequate major medical coverage of at least $1,000,000 / policy year
  • Deductible MUST NOT be more than $2,500 annually, NO Exceptions
  • Prescription coverage
  • A provider network in the Lewisburg area for primary care, specialty, hospital and diagnostic care.  For 3rd and 4th year students on rotation the provider network must include states in which you may rotate
  • Mental health coverage
  • Coverage for the entire academic year, including summer and holidays
  • Coverage for annual exam

Waive WVSOM Plan: You may access the student health insurance link to waive enrollment in the WVSOM - Sponsored Student Health Insurance Plan by clicking here

Dependent Eligibility

  • Students enrolling for coverage in the WVSOM - Sponsored Student Health Insurance Plan may also enroll their eligible dependents. An eligible dependent is a spouse (or domestic partner) and/or any child(ren) under the age of 26. Students must also enroll their dependents for coverage within 30 days of their initial eligibility.
  • If a student's dependents have coverage that ends during the academic year, the dependents may be enrolled in the WVSOM - Sponsored Student Health Insurance Plan provided the request for enrollment is submitted within 30 days of the date of loss of prior coverage.
  • Additionally, if a student acquires dependents during the academic year as a result of marriage, birth, adoption, or placement for adoption, they may enroll their new dependents provided the request for enrollment is made within 30 days after the marriage, birth, adoption, or placement for adoption.

For enrollment requests at times other then open enrollment please contact HSAC for assistance at (888) 978-8355.

 

Questions and Contact Information

The Servicing Administrator for the WVSOM - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requestseligibilityenrollmentbenefits or claims please contact: HSAC at (888) 978-8355, and identify yourself as an WVSOM student.
  • For specific questions related to waiver denials please contact Dee Witte with HSAC at (888) 978-8355 or wvsom@hsac.com