Touro University Nevada Insurance Plan Details

Explore the insurance plans available to your through Touro University Nevada

Touro University Nevada Student Health Insurance

Insurance Coverage Information

Aetna Student Health PPO Plan

The student health insurance plan is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

The Touro University Nevada Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.

Deductible	$250.00
Co-Insurance	100%
Out of Pocket Max (Individual)	$4,000.00
Office Visit	$20 Copayment, 100% not subject to deductible
Emergency Room Visit	$150 Copayment, 100% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$20/$35/$60

Student Health Insurance Plan Premiums 2025-2026

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the Touro University NV policy year, the first payment will be assessed during Fall registration, and the second payment will be assessed during Spring registration. Students who enroll in the student health insurance plan at the start of the academic year, will be eligible to waive at the next semester term.

Cohort	Coverage Start	Coverage End	Premium	Summer Premium	Fall Premium	Spring Premium
DO 2026	06/01/2025	05/31/2026	$4,906.00		$2,453.00	$2,453.00
DO 2027	06/01/2025	05/31/2026	$4,906.00		$2,453.00	$2,453.00
DO 2028	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
DO 2029	07/21/2025	06/30/2026	$4,640.00		$2,187.00	$2,453.00
MHS	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
OT Summer	07/01/2025	10/31/2025	$1,636.00	$1,636.00
OT Fall & Spring	11/01/2025	06/30/2026	$3,270.00		$1,635.00	$1,635.00
PA 25 Summer	07/01/2025	10/31/2025	$1,636.00	$1,636.00
PA 26 Summer	07/01/2025	10/31/2025	$1,636.00	$1,636.00
PA 26 Fall & Spring	11/01/2025	06/30/2026	$3,270.00		$1,635.00	$1,635.00
PA 27 Summer	07/01/2025	10/31/2025	$1,636.00	$1,636.00
PA 26 Fall & Spring	11/01/2025	06/30/2026	$3,270.00		$1,635.00	$1,635.00
DPT Summer	07/01/2025	10/31/2025	$1,636.00	$1,636.00
DPT Fall & Spring	11/01/2025	06/30/2026	$3,270.00		$1,635.00	$1,635.00

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Related Documents

2025/2026 Touro University Nevada Summary of Benefits

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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Touro University Nevada", then click view your school.
On the Touro University NV page, select "Get your ID card"
Complete the form with your Touro University Nevada Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Touro University Nevada" in the purple "Get Started" block, then click view your school.
On the Touro University NV page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

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All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time Touro University NV students. All students MUST be covered by an ACA-compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, Touro University NV will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the Touro University NV student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the Touro University NV Insurance Plan Administrator.

Enrolling in the Touro University NV Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the Touro University NV Student health plan

If you have active health insurance coverage and would like to waive the Touro University NV student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the Touro University NV requirements to waive.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by Touro University and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

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