Insurance Coverage Information
Aetna Student Health PPO Plan
The student health insurance plan for the 2025-2026 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).
| Deductible | $250.00 |
|---|---|
| Co-Insurance | 100% |
| Out of Pocket Max (Individual) | $4,000.00 |
| Office Visit | $20 Copayment, 100% not subject to deductible |
| Emergency Room Visit | $150 Copayment, 100% Co-Insurance In-Network and Out-of-Network |
| Prescription Drugs | $20/$35/$60 |
Student Health Insurance Plan Premiums 2025-2026
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the Touro University NV policy year, the first payment will be assessed during Fall 2025-2026 registration, and the second payment will be assessed during Spring 2025-2026 registration. Students who enroll in the student health insurance plan at the start of the academic year, will be eligible to waive at the next semester term.
| Cohort | Coverage Start | Coverage End | Premium | Summer Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|---|
| DO 2026 | 06/01/2025 | 05/31/2026 | $4,906.00 | $2,453.00 | $2,453.00 | |
| DO 2027 | 06/01/2025 | 05/31/2026 | $4,906.00 | $2,453.00 | $2,453.00 | |
| DO 2028 | 07/01/2025 | 06/30/2026 | $4,906.00 | $2,453.00 | $2,453.00 | |
| DO 2029 | 07/21/2025 | 06/30/2026 | $4,640.00 | $2,187.00 | $2,453.00 | |
| MHS | 07/01/2025 | 06/30/2026 | $4,906.00 | $2,453.00 | $2,453.00 | |
| OT Summer | 07/01/2025 | 10/31/2025 | $1,636.00 | $1,636.00 | ||
| OT Fall & Spring | 11/01/2025 | 06/30/2026 | $3,270.00 | $1,635.00 | $1,635.00 | |
| PA 25 Summer | 07/01/2025 | 10/31/2025 | $1,636.00 | $1,636.00 | ||
| PA 26 Summer | 07/01/2025 | 10/31/2025 | $1,636.00 | $1,636.00 | ||
| PA 26 Fall & Spring | 11/01/2025 | 06/30/2026 | $3,270.00 | $1,635.00 | $1,635.00 | |
| PA 27 Summer | 07/01/2025 | 10/31/2025 | $1,636.00 | $1,636.00 | ||
| PA 26 Fall & Spring | 11/01/2025 | 06/30/2026 | $3,270.00 | $1,635.00 | $1,635.00 | |
| DPT Summer | 07/01/2025 | 10/31/2025 | $1,636.00 | $1,636.00 | ||
| DPT Fall & Spring | 11/01/2025 | 06/30/2026 | $3,270.00 | $1,635.00 | $1,635.00 |