Touro COM MT Student Insurance Plan Details

Explore the insurance plan available to you through Touro COM MT.

Touro COM MT Student Health Insurance

Insurance Coverage Information

Touro COM MT Aetna Student Health PPO Plan

The Student Health Insurance Plan is offered through Aetna Student Health (ASH) and administered by HSAC/OneDigital.

The Touro COM Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.

Deductible	$500.00 In-Network
Co-Insurance	80% In-Network
Out of Pocket Max (Individual)	$6,350.00 In-Network
Office Visit	$30 Copayment, 80% not subject to deductible In-Network
Emergency Room Visit	$150 Copayment, 80% Co-Insurance In-Network and 60% Out-of-Network
Prescription Drugs	$15/$50/$75

Touro COM MT Student Health Insurance Plan Premiums 2026-2027

The Student Health Insurance Plan is an academic year plan; however, the premium is split into two equal payments. For the Touro COM MT policy year, the first payment will be assessed during Fall registration, and the second payment will be assessed during Spring registration. Students who enroll in the student health insurance plan at the start of the academic year are eligible to waive for the Spring Term. You will receive notice when the Spring Open Enrollment/Waiver period begins.

Cohort	Coverage Start	Coverage End	Premium	Fall Premium	Spring Premium
DO Continuing Students	07/01/2026	06/30/2027	$7,816.00	$3,940.00	$3,876.00
DO 2030 Incoming Students	07/27/2026	06/30/2027	$7,259.00	$3,383.00	$3,876.00
MS Incoming Students	07/27/2026	06/30/2027	$7,259.00	$3,383.00	$3,876.00

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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Touro College of Osteopathic Medicine", then click view your school.
On the Touro COM page, select "Get your ID card"
Complete the form with your Touro COM Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button
You must obtain your ID card. Your member number beginning with "W" will be required to register.

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Touro College of Osteopathic Medicine" in the purple "Get Started" block, then click view your school.
On the Touro COM page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

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All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time Touro COM MT students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, Touro COM MT will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the Touro COM MT student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSAC/OneDigital, the Touro COM MT Insurance Plan Administrator.

Enrolling in the Touro COM MT Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the Touro COM MT Student health plan

If you have active health insurance coverage and would like to waive the Touro COM MT student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the Touro COM MT requirements to waive.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC/OneDigital, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by Touro COM MT and must be submitted to HSAC/OneDigital for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

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