Touro University California Insurance Plan Details

Explore the insurance plans available to your through Touro University Califronia.

Touro University California Student Health Insurance

Insurance Coverage Information

Aetna Student Health PPO Plan

The student health insurance plan for the 2025-2026 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

The Touro University California Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.

Deductible	$250.00
Co-Insurance	100%
Out of Pocket Max (Individual)	$4,000.00
Office Visit	$20 Copayment, 100% not subject to deductible
Emergency Room Visit	$150 Copayment, 100% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$20/$35/$60

Student Health Insurance Plan Premiums 2025-2026

The student health insurance plan is an academic year plan; however, the premium is split into payments by semester or trimester, depending on your program. For the Touro University CA policy year, the first payment will be assessed during the fall 2025-2026 registration, and the additional payments will be assessed based on your following terms, by semester or trimester. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the semester/trimester they are enrolled in and will be eligible to waive the plan during the next term.

Cohort	Coverage Start	Coverage End	Premium	Summer Premium	Fall Premium	Spring Premium
MPH 2025 - Summer	06/01/2025	07/31/2025	$821.00	$821.00
PA 2026	06/01/2025	05/31/2026	$4,906.00		$2,878.00	$2,028.00
PA 2027	06/01/2025	05/31/2026	$4,906.00		$2,878.00	$2,028.00
PA 2028	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,878.00
COM 2026	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,878.00
COM 2027	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,878.00
COM 2028	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
COM 2029	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,878.00
COP 2026	08/01/2025	05/31/2026	$4,086.00		$2,058.00	$2,028.00
COP 2027	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
COP 2028	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,848.00
MHS	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,848.00
SONO 2026	07/01/2025	06/30/2026	$4,906.00		$4,906.00	$4,906.00
SONO 2027	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,848.00
MPH 2026	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
MPH 2027	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,848.00
PA-LA 2026	07/01/2025	06/30/2026	$4,906.00		$2,453.00	$2,453.00
RAD TECH	08/01/2025	07/31/2026	$4,906.00		$2,058.00	$2,848.00

Please see Premium Details under Resources & Links

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Frequently Asked Questions

About the student health insurance plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Touro University California", then click view your school.
On the Touro University CA page, select "Get your ID card"
Complete the form with your Touro University CA Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Touro University California" in the purple "Get Started" block, then click view your school.
On the Touro University CA page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

See More FAQs

All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time Touro University CA students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, Touro University CA will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall 2025-2026 premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the Touro University CA student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the Touro University CA Insurance Plan Administrator.

Enrolling in the Touro University CA Student health plan

If you wish to enroll in the student health insurance plan for the 2025-2026 academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the Touro University CA Student health plan

If you have active health insurance coverage and would like to waive the Touro University CA student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the Touro University CA requirements to waive.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by Touro University and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

Enroll or waive health insurance coverage now

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