Touro University Student Insurance Plan Details

Explore the insurance plans available to your through Touro University.

Touro University Student Health Insurance

Insurance Coverage Information

Touro University Aetna Student Health PPO Plan

The student health insurance plan for the 2024-2025 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

Deductible	$250.00 In-network
Co-Insurance	100% In-network
Out of Pocket Max (Individual)	$6,350.00 In-network
Office Visit	$30 Copayment, 100% not subject to deductible, In-network
Emergency Room Visit	$150 Copayment, 80% Co-Insurance In-Network and Out-of-Network, not subject to deductible
Prescription Drugs	$15/$50/$75

Student Health Insurance Plan Premiums 2024-2025

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the Touro University policy year, the payments will be assessed to your student account based on your academic program.

Cohort	Coverage Start	Coverage End	Premium
NYCPM	07/01/2024	06/30/2025	$7,432.00
TCDM	07/01/2024	06/30/2025	$7,432.00
Touro COM NY	07/01/2024	06/30/2025	$7,432.00
Touro COM Montana	07/01/2024	06/30/2025	$7,432.00
Touro College of Pharmacy	07/01/2024	06/30/2025	$7,432.00
New York Medical College	07/01/2024	06/30/2025	$8,008.00
Touro University CA	07/01/2024	06/30/2025	$4,549.00
Touro University NV	07/01/2024	06/30/2025	$4,501.00

If you are an incoming student please check your specific college site for enrollment dates and premium

Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select Your School Name, then click view your school.
On Your School page, select "Get your ID card"
Complete the form with your Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button
You must obtain your ID card. Your member number beginning with "W" will be required to register.

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select Your school name in the purple "Get Started" block, then click view your school.
On Your School page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

See More FAQs

All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time Touro University students. All students MUST be covered by an ACA-compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, Touro University will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the Touro Univeristy student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the Touro University Insurance Plan Administrator.

Enrolling in the Touro University Student health plan

If you wish to enroll in the student health insurance plan for the Touro University academic year, you must submit your enrollment request via your university's website under Resources and Links.

Waiving out of the Touro University Student health plan

If you have active health insurance coverage and would like to waive the Touro University student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top your university's website under Resources and Links. Once you have submitted, you will receive an email verifying if your waiver meets the Touro University requirements to waive.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by Touro University and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.