TCDM Student Insurance Plan Details

Explore the insurance plans available to your through TCDM

TCDM Student Health Insurance

Insurance Coverage Information

TCDM Aetna Student Health PPO Plan

The student health insurance plan for the 2024-2025 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

Deductible	$250.00 In-Network
Co-Insurance	100% In-Network
Out of Pocket Max (Individual)	$6,350.00 In-Network
Office Visit	$30 Copayment, 100% not subject to deductible
Emergency Room Visit	$150 Copayment, 100% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$15/$50/$75

Student Health Insurance Plan Premiums 2024-2025

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the TCDM policy year, the first payment will be assessed during fall 2024-2025 registration, and the second payment will be assessed during spring 2024-2025 registration. Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire academic year and will not be eligible to waive out of the plan during the spring term.

Cohort	Coverage Start	Coverage End	Premium
Continuing Students	07/01/2024	06/30/2025	$7,432.00
Incoming Students	07/08/2024	06/30/2025	$7,289.00

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Related Documents

TCDM 2024-2025 Waiver Dates & Rates

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2024-2025 TCDM Summary of Benefits

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See All Resources & Links

Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Touro College of Dental Medicine", then click view your school.
On the TCDM page, select "Get your ID card"
Complete the form with your TCDM Student ID (this can be found on your Campus Nexus Portal under “My Information”) and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button
You must obtain your ID card. Your member number beginning with "W" will be required to register.

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Touro College of Dental Medicine" in the purple "Get Started" block, then click view your school.
On the TCDM page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

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All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time TCDM students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

Part-time students are exempt, but may enroll if they choose

Part-time TCDM students, those enrolled in programs where the entire curriculum is delivered online, and students only enrolled in thesis/dissertation continuous registration courses are exempt from TCDM's comprehensive health insurance requirement.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, TCDM will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall 2024-2025 premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the TCDM student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the {School Name} Insurance Plan Administrator.

Enrolling in the TCDM Student health plan

If you wish to enroll in the student health insurance plan for the 2024-2025 academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by TCDM and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

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