Plan details HSAC

RVU Student Insurance Plan Details

Explore the insurance plans available to your through RVU.

RVU Student Health Insurance

Insurance Coverage Information

RVU Aetna Student Health PPO Plan

The student health insurance plan is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting, Inc (HSAC).

Deductible $1,250.00 In-Network
Co-Insurance 70% In-Network
Out of Pocket Max (Individual) $8,550.00 In-Network
Office Visit $40 Copayment, 100% not subject to deductible In-Network
Emergency Room Visit $200 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs $20/$60/$100/$250 In-Network
Student Health Insurance Plan Premiums 2025-2026

The student health insurance plan is sold as an academic year plan; for the RVU policy year, the annual premium will be assessed during Fall registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive for the Spring Term, and refund of Spring premium will only be issued after an approved Spring waiver is received during the mid-year open enrollment/waiver period. You will receive notice when the open enrollment/waiver period opens.

Cohort Coverage Start Coverage End Premium
Continuing Students 08/01/2025 07/31/2026 $5,310.00
Incoming DO Students 08/01/2025 07/31/2026 $5,310.00
Incoming PA Students 09/02/2025 07/31/2026 $4,846.00
Incoming MSBS Students 08/11/2025 07/31/2026 $5,137.00
Incoming MMS Students 08/01/2025 07/31/2026 $5,310.00
Continuing DNAP Students 08/01/2025 07/31/2026 $5,310.00
PA Students (Graduating Nov 2025) 08/01/2025 11/30/2025 $1,776.00
Incoming DNAP Students 05/28/2026 07/31/2026 $947.00
1st Yr DNAP (for June 2026 clinical start) 06/01/2026 07/31/2026 $887.00
1st Yr PA (for June 2026 clinical start) 06/01/2026 07/31/2026 $887.00
RVU Aetna Student Health PPO Plan

The student health insurance plan is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting, Inc (HSAC).

** The 2026-2027 RVU Student Insurance Plan is Pending State Approval. Premium and Plan benefits are subject to approval.**
Deductible $1,250.00 In-Network
Co-Insurance 70% In-Network
Out of Pocket Max (Individual) $8,550.00 In-Network
Office Visit $40 Copayment, 100% not subject to deductible In-Network
Emergency Room Visit $200 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs $20/$60/$100/$250 In-Network
Student Health Insurance Plan Premiums 2026-2027

The student health insurance plan is sold as an academic year plan; for the RVU policy year, the annual premium will be assessed during Fall registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive for the Spring Term, and refund of Spring premium will only be issued after an approved Spring waiver is received during the mid-year open enrollment/waiver period. You will receive notice when the open enrollment/waiver period opens.

Cohort Coverage Start Coverage End Premium Summer Premium Fall Premium Spring Premium
Continuing Students 08/01/2026 07/31/2027 $5,936.00 $0.00 $2,488.00 $3,448.00
Incoming DNAP Students 05/28/2026 07/31/2027 $6,883.00 $947.00 $2,488.00 $3,448.00
Incoming DO Students 08/01/2026 07/31/2027 $5,936.00 $0.00 $2,488.00 $3,448.00
Incoming MMS Students 08/01/2026 07/31/2027 $5,936.00 $0.00 $2,488.00 $3,448.00
Incoming MSBS Students 08/10/2026 07/31/2027 $5,793.00 $0.00 $2,345.00 $3,448.00
Incoming PA Students 08/31/2026 07/31/2027 $5,451.00 $0.00 $2,003.00 $3,448.00
PA3 Nov-2026 Grads 08/01/2026 11/30/2026 $1,986.00 $0.00 $1,986.00 $0.00
Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

  • Go to Get your ID card | Aetna Student Health
  • Enter "Rocky Vista University" in the "Find your school" field.
  • On the next page, enter the requested information to access a copy of your ID card and Aetna will email you a digital copy of the ID card to an email address of your choice. Please note that you will enter your university email address to access the ID card, but you can still email the digital copy to a different email address, if needed.
How do I set up my account at Aetna Student Health?

To set up your account:

  • Go to www.aetnastudenthealth.com
  • On the top right of the website, click on the link for "Member Log-In."
  • Click on the "Create an Account" button at the top of the page and enter the requested information on the next page to complete your registration. You will be redirected to your member website.
How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

  • Go to Provider Search - Home | Aetna
  • Enter your zip code in the location field to search as a guest, or log in to search as a member (Click on "Login to Secure Site" if you have already set up your account or select "Register Now" to create your account)
  • For Medical: Choose "Open Choice PPO" under Student Medical Plans
  • For Dental: Choose "Aetna PPO Dental" under Dental Plans
  • For Vision: Choose "Aetna Visionâ„  Preferred" under Vision Plans
  • You will then be able to search for Providers by name, facility, specialty, procedure, etc.


To find a participating pharmacy:

  • Go to Find a pharmacy | Aetna Student Health and select the "Find a Pharmacy" option from this page
  • For the most accurate results, you may log in to search for pharmacies. You may still search as a guest for a Pharmacy by type (specialty, mail order, etc), name, and location.
  • For a retail pharmacy: please select "Aetna National Pharmacy Network"
  • For a specialty pharmacy: please select "Aetna Specialty Pharmacy Network"
  • For mail orders: you will be redirected to log in to your Aetna account for ordering prescriptions
See More FAQs
Student Health Plan

What you need to know

1
All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time RVU students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

2
You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, RVU will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium. Spring refund of the premium is issued only after an approved waiver is received during the Spring open enrollment and waiver period.

3
If you are currently waived from the RVU student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the RVU Insurance Plan Administrator.

4
Enrolling in the RVU Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

5
Waiving out of the RVU Student health plan

If you have active health insurance coverage and would like to waive the RVU student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the RVU requirements to waive.

6
I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by RVU and must be submitted to HSAC for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

Enroll or waive health insurance coverage now