NYITCOM Student Health Insurance
Insurance Coverage Information
NYITCOM Aetna Student Health PPO Plan
The student health insurance plan for the 2025-2026 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).
The NYIT COM Student Insurance Plan is pending state approval and is subject to change. The Summary of Benefits will be available when the plan is approved.
| Deductible | $500.00 In-Network |
|---|---|
| Co-Insurance | 90% Paid In-Network paid by ASH |
| Out of Pocket Max (Individual) | $6,350.00 In-Network |
| Office Visit | $30 Copayment, then 90% coinsurance paid by ASH, not subject to deductible, In-Network |
| Emergency Room Visit | $50 Copayment, 90% Co-Insurance paid by ASH for In-Network and Out-of-Network, not subject to deductible |
| Prescription Drugs | $10/$25/$40 |
Student Health Insurance Plan Premiums 2025-2026
The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the NYITCOM policy year, the first payment will be assessed during fall 2025-2026 registration, and the second payment will be assessed during spring 2025-2026 registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive for the Spring Term. You will be notified when the Spring Open Enrollment/Waiver period opens.
| Cohort | Coverage Start | Coverage End | Premium | Fall Premium | Spring Premium |
|---|---|---|---|---|---|
| Continuing Students | 07/01/2025 | 06/30/2026 | $6,696.00 | $3,348.00 | $3,348.00 |
| Incoming Students | 08/05/2025 | 06/30/2026 | $6,056.00 | $2,708.00 | $3,348.00 |