Morehouse College Student Insurance Plan Details

Explore the insurance plan available to you through Morehouse College.

Morehouse College Student Health Insurance

Insurance Coverage Information

United HealthCare Student Resources (UHCSR)

The student health insurance plan for the academic year is offered through UnitedHealthcare Student Resources (UHCSR) and administered by HSAC|OneDigital.

The Morehouse College Student Insurance Plan is pending state approval and is subject to change.

Deductible	$450.00 In-Network
Co-Insurance	80% In-Network
Out of Pocket Max (Individual)	$5,000.00 In-Network
Office Visit	$0 Copay at AUCC SHWC,$25 Copayment after deductible In-Network
Emergency Room Visit	$175 Copayment, 80% Co-Insurance In-Network and Out-of-Network After Deductible
Prescription Drugs	$500 Deductible then $20/$50/$80

Student Health Insurance Plan Premiums 2026-2027

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the Morehouse College policy year, the first payment will be assessed during Fall registration, and the second payment will be assessed during Spring registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive the student insurance plan for the Spring term. You will receive notification when the Spring Open Enrollment/Waiver period opens.

Cohort	Coverage Start	Coverage End	Premium
Continuing Students	08/01/2026	07/31/2027	$1,360.00
Incoming Students	varies by orientation date	07/31/2027

The Morehouse College Student Insurance Plan is pending state approval and is subject to change.

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Related Documents

2026-2027 Medical Plan Design Flyer

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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

For the Current Policy year,

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now", you will set up your UHCSR account and obtain your ID card.

How do I set up my account at United Healthcare Student Resources

To set up your account:

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now", you will set up your UHCSR account and obtain your ID card, view claims, and find a provider

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now" or "Sign In", you will set up your UHCSR account and obtain your ID card, view claims, and find a provider

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All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time Morehouse College students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, Morehouse College will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the Morehouse College student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSAC|OneDigital, the Morehouse College Insurance Plan Administrator.

Enrolling in the Morehouse College Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the Morehouse College Student health plan

If you have active health insurance coverage and would like to waive the Morehouse College student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the Morehouse requirements to waive.

I am student athlete, am I required to be enrolled in the student plan?

Yes, all student athletes must be enrolled in the Morehouse College Student Insurance Plan. You are not eligible to waive the student plan even if you have other insurance coverage

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