ICOM Student Insurance Plan Details

Explore the insurance plans available to your through ICOM.

ICOM Student Health Insurance

Insurance Coverage Information

ICOM Aetna Student Health PPO Plan

The student health insurance plan for the 2024/2025 academic year is offered through Aetna Student Health (ASH) and administered by Health Sciences Assurance Consulting (HSAC).

Deductible	$750.00 In-Network, $1,500.00 Out-of-Network
Co-Insurance	Insurance company pays 80% In-Network, 60% Out-of-Network
Out of Pocket Max (Individual)	$7,150.00 Individual / $14,300.00 Family In-Network, Out-of-Network Unlimited
Office Visit	$30 Copayment, 100% coinsurance, not subject to deductible In-Network
Emergency Room Visit	$150 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$25/$50/$75

ICOM Student Health Insurance Plan Premiums 2024-2025

The student health insurance plan is sold as an academic year plan; however, the premium is split into two equal payments. For the ICOM policy year, the first payment will be assessed during fall 2024-2025 registration, and the second payment will be assessed during spring 2024-2025 registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive for the Spring Semester with proof of active insurance coverage that meets all requirements set forth by ICOM.

Cohort	Coverage Start	Coverage End	Premium	Fall Premium	Spring Premium
All Students	08/01/2024	07/31/2025	$4,838.00	$2,419.00	$2,419.00

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Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

ID cards are usually available 5-7 business days after your eligibility is confirmed.

Go to www.aetnastudenthealth.com
Go to the Purple Get Started block, select "Idaho College of Osteopathic Medicine", then click view your school.
On the ICOM page, select "Get your ID card"
Complete the form with your ICOM Student ID and Date of Birth

How do I set up my account at Aetna Student Health?

To set up your account:

Go to www.aetnastudenthealth.com
On the top right of the website, click on the link for "Aetna Member Website."
Click on the blue "Register or login" button

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to www.aetnastudenthealth.com
Select "Idaho College of Osteopathic Medicine" in the purple "Get Started" block, then click view your school.
On the ICOM page, select "Find a doctor, hospital, or pharmacy".
Click on "Go to Provider Search".
Click on "Login to Secure Site" if you have already set up your account, or "Register Now" to create your account.
You will then be able to search for Providers.

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All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time ICOM students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, ICOM will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall 2024-2025 premium, and your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the ICOM student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSA Consulting, Inc. (HSAC), the ICOM Insurance Plan Administrator.

Enrolling in the ICOM Student health plan

If you wish to enroll in the student health insurance plan for the 2024-2025 academic year, you must submit your enrollment via the 'Enroll' button at the top of this page.

Waiving out of the ICOM Student health plan

If you have active health insurance coverage and would like to waive the ICOM student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the ICOM requirements to waive.

Waiving with Medicaid for 3rd and 4th years student on rotations

3rd and 4th-year students - Students must be permanent residents for the entire academic year and complete all rotations in the state providing Medicaid coverage. Students planning to complete out-of-state clinical rotations/experiences may only be eligible for emergency services while out of state and may not be allowed to participate at visiting medical facilities unless they obtain different coverage. Students whose health insurance does not provide coverage in the state where the clinical rotation is located will be required to enroll in the University’s health insurance program or obtain similar health insurance from a marketplace plan before they begin the out-of-state rotation. It is possible that you may not be eligible to waive with Medicaid if all of your rotations are not in the state of your Medicaid coverage.

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