CAU Student Insurance Plan Details

Explore the insurance plan available to you through CAU.

CAU Student Health Insurance

Insurance Coverage Information

United HealthCare Student Resources (UHCSR)

The student health insurance plan for the academic year is offered through UnitedHealthcare Student Resources (UHCSR) and administered by HSAC|OneDigital.

The CAU Student Insurance Plan is pending state approval and is subject to change.

Deductible	$500.00 In-Network
Co-Insurance	80% In-Network
Out of Pocket Max (Individual)	$5,000.00 In-Network
Office Visit	$0 Copayment at the AUCC SHWC/ 80% Coinsurance PCP and Specialist
Emergency Room Visit	$100 Copayment, 80% Co-Insurance In-Network and Out-of-Network
Prescription Drugs	$15/$30/$50

Student Health Insurance Plan Premiums 2026-2027

The student health insurance plan is an academic year plan; however, the premium is split into two equal payments. For the CAU policy year, the first payment will be assessed during Fall registration, and the second payment will be assessed during Spring registration. Students who enroll in the student health insurance plan at the start of the academic year will be eligible to waive the student insurance plan for the Spring term. You will receive notification when the Spring Open Enrollment/Waiver period opens.

Cohort	Coverage Start	Coverage End	Premium	Fall Premium	Spring Premium
Continuing Students	08/01/2026	07/31/2027	$1,318.00	$552.00	$766.00
Fall Incoming Students	orientation date	07/31/2027	varies by enrollment date

The CAU Student Insurance Plan is pending state approval and is subject to change.

Enroll Now

Frequently Asked Questions

About the student health care plan

How do I obtain my ID Card?

For the Current Policy year,

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now", you will set up your UHCSR account and obtain your ID card.

How do I set up my account at United Healthcare Student Resources

To set up your account:

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now", you will set up your UHCSR account and obtain your ID card, view claims, and find a provider

How do I find a Preferred Provider or Participating Pharmacy?

To find a preferred provider:

Go to https://www.uhcsr.com/
Select Login to my Account in the upper right corner of the UHCSR front page.
Select "Register now" or "Sign In", you will set up your UHCSR account and obtain your ID card, view claims, and find a provider

See More FAQs

All full-time students are required to either enroll or waive

Maintaining comprehensive health insurance coverage is mandatory for all full-time CAU students. All students MUST be covered by an ACA compliant domestic health insurance plan for the entire academic year, including summer and holidays. Charges will remain on your CAU student account until an acceptable waiver is received through the submission portal. Student athletes, cheerleaders, and band members are required to enroll in the CAU Student Insurance plan while attending CAU.

You will be automatically enrolled if you do not waive coverage

If an acceptable waiver is not received by the posted waiver deadline, CAU will finalize your enrollment in the student health insurance plan, you will no longer be eligible for a refund of the Fall premium. Late waiver submissions are not accepted. Once enrolled for Fall, your student account will automatically be assessed the applicable Spring premium during registration for the Spring term.

If you are currently waived from the CAU student plan, you do not need to resubmit your waiver.

If we cannot verify the coverage we have on file for you, you will be contacted via email from HSAC|OneDigital, the CAU Insurance Plan Administrator.

Enrolling in the CAU Student health plan

If you wish to enroll in the student health insurance plan for the academic year, you must submit your enrollment via the 'Enroll' button at the top of this page. Student athletes, cheerleaders, and band members are required to enroll in the CAU Student Insurance plan while attending CAU.

Waiving out of the CAU Student health plan

If you have active health insurance coverage and would like to waive the CAU student health plan. Please submit a waiver request through the 'Waive Coverage' button at the top of this page. Once you have submitted, you will receive an email verifying if your waiver meets the CAU requirements to waive. Student athletes, cheerleaders, and band members are required to enroll in the CAU Student Insurance plan while attending CAU and are not permitted to waive with other coverage.

I am 25 and on a parent's health insurance plan. I will turn 26 during this academic year. Can I still waive out of the plan for part of the year?

Students who are currently covered under the health plan of a parent but who will age out of their coverage after the waiver deadline period may use their current coverage to waive out of the student health insurance plan. Approximately 30-45 days before the student's 26th birthday, our insurance verifier, HSAC|OneDigital, will reach out to students in this situation to determine if they wish to enroll in the student health insurance plan (at a prorated rate) or submit proof of coverage from another health insurance provider. If a student wishes to waive with coverage from another carrier, the coverage must meet all requirements set forth by CAU and must be submitted to HSAC|OneDigital for verification within 30 days of termination of existing coverage. New coverage must be effective within 24 hours of your previous health insurance coverage.

Enroll or waive health insurance coverage now

Waive Coverage Enroll Now