General Information

All students are automatically enrolled in and charged for the Student Health Insurance Plan each year. If you have another insurance plan and would like to waive the New York Institute of Technology College of Osteopathic Medicine - Sponsored Student Health Insurance Plan, a waiver must be submitted.

Description of Student Health Insurance Program

The NYIT College of Osteopathic Medicine Sponsored Health Insurance Plan is a PPO plan designed specifically for NYIT College of Osteopathic Medicine students and their dependents (spouse, domestic partner, and/or children) with an emphasis on wellness.  The plan is designed to provide full coverage for medical care including annual routine physicals, well child care and immunizations.  The medical plan is underwritten by United Healthcare Student Resources.

Health Insurance Plan - Summary of Plan Benefits and Costs 2020-2021 (policy plan year July 1st - June 30th)

All students will be charged for student only coverage in the NYIT College of Osteopathic Medicine Sponsored Student Health Insurance Plan prior to the start of each semester. The charge to the student's account will be removed if an approved waiver is granted.

Plan Rates 2020-2021 Fall Spring/Summer Annual*
Student Only $2,615.00 $2,615.00 $5,230.00
Spouse Only $2,615.00 $2,615.00 $5,230.00
Child $2,615.00 $2,615.00 $5,230.00
All Children $5,230.00 $5,230.00 $10,460.00
All Dependents $7,845.00

$7,845.00

$15,690.00

*Rates represent Medical only coverage for the full policy year. The premium charge for incoming students is prorated based on the date of enrollment.

For a detailed summary of benefits please click on the following attachments.

NYIT College of Osteopathic Medicine 2020-21 Medical Plan Summary

The NYIT College of Osteopathic Medicine health plan is a PPO plan which allows for benefits when utilizing either in network or out of network providers.

To maximize your benefits you may refer to the following links to locate in network participating providers. For a provider or facility search you may access uhcsr.com .

Health Insurance Plan - Summary of Plan Benefits and Costs 2019-2020 (policy plan year July 1st - June 30th)

All students will be charged for student only coverage in the NYIT College of Osteopathic Medicine Sponsored Student Health Insurance Plan prior to the start of each semester. The charge to the student's account will be removed if an approved waiver is granted.

Plan Rates 2019-2020 Fall Spring/Summer Annual*
Student Only $2,239.50 $2,239.50 $4,479.00
Spouse Only $2,239.50 $2,239.50 $4,479.00
Child $2,239.50 $2,239.50 $4,479.00
All Children $4,479.00 $4,479.00 $8,958.00
All Dependents $6,718.50

$6,718.50

$13,437.00

*Rates represent Medical only coverage for the full policy year. The premium charge for incoming students is prorated based on the date of enrollment.

For a detailed summary of benefits please click on the following attachments.

NYIT College of Osteopathic Medicine 2019-20 Medical Plan Summary

The NYIT College of Osteopathic Medicine health plan is a PPO plan which allows for benefits when utilizing either in network or out of network providers.

To maximize your benefits you may refer to the following links to locate in network participating providers. For a provider or facility search you may access uhcsr.com .

Dental Plan - The Guardian Plan Brochure and Cost

(policy plan year July 1st - June 30th)

The NYIT College of Osteopathic Medicine sponsored health plan includes Dental benefits.  The plan is underwritten by The Guardian and provides a variety of benefits.  With an emphasis on wellness, the plan is designed to provide full range of coverage including diagnostic and preventative care, basic and major dental services.

 

        Plan Rates 2020-2021 Annual*
Student Only $240.00
Student + 1 Dependents $528.00
Student + 2 or More Dependents $864.00

*Rates represent Dental only coverage for the full policy year.  The premium charge for incoming students is prorated based on the date of enrollment.

For additional information regarding the Guardian Dental plan please click on the following attachment.

The Guardian Dental Plan Brochure

Waiver Process

Waive NYIT College of Osteopathic Medicine Plan: You may submit your waiver request by clicking the "Waiver" tab at the top of this page.  If you are having difficulty with the online waiver process or prefer to submit your waiver request on paper please complete and submit a waiver form with a copy of the front and back of your health insurance ID card to Sico Brack, Office of Student Life, Serota Academic Center - Room 214 or to HSA Consulting Inc. via fax to 941-925-2001 or sent via email to nyitdo@hsac.com.

The acceptable coverage to waive the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan is a parent's employer group plan, a spouse's employer group plan, New York and Arkansas Medicaid (depending upon campus attending) or VA/Military Benefits. Individually purchased plans are not acceptable for waiving enrollment.

Enrollment Process

All students are automatically enrolled in and charged for the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan unless a waiver is submitted and approved.

You may submit your enrollment request by clicking the "Enroll" tab at the top of this page. If you are having difficulty with the online enrollment process or prefer to submit your enrollment request on paper please complete and submit a enrollment form  to Sico Brack, Office of Student Life, Serota Academic Center - Room 214 or to HSA Consulting Inc. via fax to 941-925-2001 or sent via email to nyitdo@hsac.com.

Students who lose coverage midterm are required to submit an enrollment request, with supporting documentation regarding proof of loss, within 30 days of the date of loss of prior coverage.  You may submit your request by clicking the "Enroll" tab at the top of this page or by completing and submitting a paper change form to Sico Brack, Office of Student Life, Serota Academic Center - Room 214 or directly to HSAC.

Dependent Eligibility

  • Students enrolling for coverage in the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan may also enroll their eligible dependents. An eligible dependent is a spouse (or domestic partner) and/or any child(ren) under the age of 26. Students must also enroll their dependents for coverage within 30 days of their initial eligibility.
  • If a student's dependents have coverage that ends during the academic year, the dependents may be enrolled in the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan provided the request for enrollment is submitted within 30 days of the date of loss of prior coverage.
  • Additionally, if a student acquires dependents during the academic year as a result of marriage, birth, adoption, or placement for adoption, they may enroll their new dependents provided the request for enrollment is made within 30 days after the marriage, birth, adoption, or placement for adoption.

For enrollment requests at times other then open enrollment please contact HSAC for assistance at (888) 978-8355.

Life and Disability - Med Plus Advantage Sponsored by the American Medical Association

The NYIT College of Osteopathic Medicine sponsored health plan includes Life, AD&D and Disability benefits.  The annual premium is $126.00 and is underwritten by Standard Insurance Company.  The plan provides a variety of benefits some of which are:

  • Term Life Benefit of $100,000
  • Accidental Death and Dismemberment Benefit of $100,000
  • Disability Monthly Benefit of $2,000
  • Loan Repayment up to $225,000

For additional information regarding the Med Plus AdvantageLife and DI plans please click on the following attachment.

The Med Plus Life and AD&D Plan Brochure

The Med Plus Disability Plan Brochure

Continuation of Coverage

  • Students enrolled for coverage in the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan have the option to continue enrollment for 3 months after graduation

For Continuation of Coverage please contact HSAC for assistance at (888) 978-8355 and identify yourself as a NYIT College of Osteopathic Medicine graduate.

Questions and Contact Information

The Servicing Administrator for the NYIT College of Osteopathic Medicine - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requests, eligibility, enrollment, benefits or claims please contact: HSAC at (888) 978-8355, and identify yourself as a NYIT College of Osteopathic Medicine student.
  • For specific questions related to waiver denials please contact HSAC at (888) 978-8355 or nyitdo@hsac.com