Maintaining health insurance coverage is mandatory for all full-time RVU students, and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the RVU - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. All students are eligible to submit a waiver request at the beginning of each semester. The fall submission deadline is July 31st and the spring submission deadline is December 31st.
The acceptable coverage to waive the RVU-Sponsored Student Health Insurance Plan is:
- Parent's Employer Group plan
- Spouse's Employer Group plan
- Student's Own Employer Group plan
- Military/Veterans Benefits
- Medicaid (for the state in which you are attending classes or participating in clinical rotations)
Individual health plans are acceptable by exception and will only be considered with a minimum of the following benefits:
- Maximum Out of Pocket in-network of $8,550 out-of-network of $8,550
- Deductible Maximum of $1,250 per Individual
- Unlimited Lifetime Benefits
- Unlimited Office Visits
- Wellness Benefit
- Comprehensive Prescription Plan (cannot be restricted to generic only)
- Inpatient and outpatient Mental Health Benefits
If you have active domestic health insurance with benefits that meet the criteria above, you may apply for a waiver of enrollment in the RVU student health plan. You will need to have your current insurance ID card and information regarding your plan benefits to complete the process. Once you have submitted the required information, you will receive an email verifying if your waiver meets the RVU requirements. Waivers will be accepted through July 31, 2022, for Medical, Masters, and continuing PA Students and August 31, 2022, for PA 1 Students. Please be aware that waivers will not be accepted after the deadline, and any student who has not submitted a waiver request by the waiver deadline will be enrolled in and charged for the RVU student health plan. You MUST include a copy of your Health Insurance ID card with your waiver submission.
Insurance Fraud Warning: Any person who knowingly presents a false or fraudulent claim for payment of a loss of benefits or knowingly presents false information in an insurance application is guilty of a crime and may be subject to fines and confinement in prison.
By submitting your waiver request, you acknowledge that you have read the Waiver Requirements and RVU Insurance Policy, agree to abide by all policy terms and understand that HSAC will verify your insurance coverage.