General Information

Rocky Vista University (RVU) requires all medical students to maintain active group health insurance.  All students are automatically enrolled in and charged for the Student Health Insurance Plan each year. If you have another insurance plan and would like to waive the RVU - Sponsored Student Health Insurance Plan, a waiver request must be submitted.  Please see Waiver Process below. You MUST include a copy of your Health Insurance ID card with your waiver submission.

Description of Student Health Insurance Program

The RVU Sponsored Health Insurance Plan is a Preferred Provider Plan that has been designed specifically for RVU students and is underwritten by Aetna Student Health. With an emphasis on wellness, the plan is designed to provide full coverage for medical care including annual routine physicals and immunizations.

Health Insurance Plan - Aetna Student Health Summary of Benefits and Costs 2019-2020
(policy plan year August 1 - July 31)

Plan Rates 2019-2020* Annual
Student Only $3,603.00

*Rates include the cost of medical, dental and administrative services.

For a detailed summary of benefits please click on the following attachments.

RVU 2019-2020 Aetna Medical Plan Summary

To maximize your benefits you may refer to the following links to locate in network participating providers. For a general provider or facility search within the Aetna Student Health network you may access DocFind. If you do not have your ID number available you will identify your plan type as PPO.

Health Insurance Plan - Aetna Student Health Summary of Benefits and Costs 2018-2019
(policy plan year August 1 - July 31)

Plan Rates 2018-2019* Annual
Student Only $4,296.00

*Rates include the cost of medical and dental plans.

For a detailed summary of benefits please click on the following attachments.

RVU 2018-2019 Aetna Medical Plan Summary

To maximize your benefits you may refer to the following links to locate in network participating providers. For a general provider or facility search within the Aetna Student Health network you may access DocFind. If you do not have your ID number available you will identify your plan type as PPO.

Dental Insurance Plan - Aetna Dental

All students enrolled in the RVU sponsored medical plan will also be enrolled in the dental plan.

The RVU sponsored dental plan is a PPO plan underwritten by Aetna that provides for an annual benefit of $1,000 with your preventative services such as periodic oral evaluation, cleanings and x-rays covered at 100% and basic services such as fillings and and simple extractions covered at 80% when utilizing a participating provider after a $50 per individual annual deductible.

*Dental premium for students enrolled in the medical plan is included in the health rate.

For additional information regarding the dental plan please click on the following attachment.

RVU Dental Plan Summary

You may locate Preferred Dental Providers by clicking on DocFind and select Dental PPO options.

Discount Benefits - Aetna Student Health

In addition to the medical and dental benefits, those enrolled in the RVU student health plan will have access to an Aetna discount program which will provide savings for vision, fitness clubs and more at no additional cost.

Enrollment Process

All students are automatically enrolled in the RVU  - Sponsored Student Health Insurance Plan and the premium charge is added to the student billing unless a waiver request is submitted and approved. Enrollment and the insurance charge can be waived if proof of other acceptable health insurance is provided by submitting an online waiver.

  • To expedite enrollment in the RVU Sponsored Student Health Plan, please follow "Enroll" tab at the top of this page.
  • If you wish to enroll but are not in need of immediate access to care you do not need to take any action.  You will automatically be enrolled in the RVU student health plan after the waiver period ends.
  • If you are having difficulty with the online enrollment process please contact HSAC for assistance.
  • Students who lose coverage midterm are required to submit an enrollment request within 30 days of the date of loss of prior coverage for enrollment in the RVU - Sponsored Student Health Insurance Plan.  Please follow the  "Enroll" tab at the top of this page and submit your request with proof of loss of prior coverage which can be attached to your electronic enrollment.

Waiver Process

Maintaining health insurance coverage is mandatory for all full-time RVU students and all students MUST be covered by a domestic health insurance plan. All students are required to enroll in the RVU - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. The acceptable coverage to waive the RVU - Sponsored Student Health Insurance Plan is:

  • Parent's Employer Group plan
  • Spouse's Employer Group plan
  • Student's Own Employer Group plan
  • COBRA
  • Military/Veterans Benefits
  • Medicaid
  • Medicare

Individual health plans are acceptable by exception and will only be considered with a minimum of the following benefits:

  • Maximum Out of Pocket in network of $6,600 out of network of $9,000
  • Deductible Maximum of $1,250 per Individual
  • Unlimited Lifetime Benefits
  • Unlimited Office Visits
  • Wellness Benefit
  • Comprehensive Prescription Plan (cannot be restricted to generic only)
  • Inpatient and outpatient Mental Health Benefits

If you have active domestic health insurance with benefits which meet the criteria above you may apply for waiver of enrollment in the RVU student health plan. You will need to have your current insurance ID card and information regarding your plan benefits to complete the process. Once you have submitted the required information you will receive an email verifying if your waiver meets the RVU requirements. Waivers will be accepted through July 31, 2019 for Medical, Masters and continuing PA Students and August 31, 2019 for PA 1 Students. Please be aware that waivers will not be accepted after the deadline and any student who has not submitted a waiver request by the waiver deadline will be enrolled in and charged for the RVU student health plan.You MUST include a copy of your Health Insurance ID card with your waiver submission.

Waive RVU Plan: You may submit your waiver request by following the "Waive" tab at the top of this website page.  If you are having difficulty with the online enrollment process please contact HSAC for assistance.

Questions and Contact Information

The Servicing Administrator for the RVU - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requests, eligibility, enrollment, benefits or claims please contact: HSAC at (888) 978-8355, and identify yourself as a RVU student.
  • For specific questions related to waiver denials please contact Daryl Hall with HSAC at (888) 978-8355 or rvu@hsac.com