TCOP Student Insurance Information

All students are automatically enrolled in and charged for the Touro University/TCOP Student Health Insurance Plan each year. If you have another insurance plan and would like to waive the Student Health Insurance Plan, a waiver request must be submitted. 

Description of Student Health Insurance Program

The Touro University/TCOP Sponsored Health Insurance Plan is a Preferred Provider Plan (PPO) that has been designed specifically for TCOP students and is underwritten by Aetna Student Health (ASH). With an emphasis on wellness, the plan is designed to provide full coverage for medical care, including annual routine physicals and immunizations.  The Touro University/TCOP student health insurance plan offers both in-network and out-of-network benefits; it is an ACA-compliant Platinum level plan. 

Enrollment Process

All students are required to enroll in the TCOP - Sponsored Student Health Insurance Plan unless a waiver is submitted and approved. Enrollment and the insurance charge can be waived if proof of other health insurance is provided by submitting an online waiver.

  • To expedite enrollment in the TCOP Sponsored Student Health Plan, follow the "Enroll" tab at the top of the page. If you are having difficulties, please contact HSAC at 888-978-8355 or for assistance.
  • Enrollment in the TCOP student health plan is automatic unless a waiver request is submitted. 

Waiver Process

Maintaining health insurance coverage is mandatory for all TCOP students, and all students MUST be covered by an ACA-compliant domestic health insurance plan. All students are required to enroll in the TCOP - Sponsored Student Health Insurance Plan unless an acceptable Waiver is provided in a timely manner. 

To waive the TCOP Plan:  To submit your waiver request, please click the "Waiver" tab at the top of this webpage.  If you are having difficulties, please contact HSAC at 888-978-8355 for assistance.

Life and Disability - The AMA Med Plus Advantage Plan
(policy plan year July 1, 2022 - June 30, 2023)

The Touro College of Pharmacy (TCOP) sponsored student group life, AD&D, and disability insurance policy is administered by Health Sciences Assurance Consulting, Inc. (HSAC). To view the Life and Disability plan information click on the "Disability" tab. 


The Servicing Administrator for the TCOP - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC).

  • For questions related to waiver requestseligibilityenrollmentbenefits, or claims, please contact: Paula Hyman with HSAC at (888) 978-8355, and identify yourself as a TCOP student.
  • For specific questions related to waiver denials, please contact HSAC at (888) 978-8355 or